For American students going overseas: ATAD requires that all American students be covered by medical insurance while overseas in the amount of $50,000 per accident or illness, with a deductible not in excess of $500 per accident or illness. Additional insurance
tailored to exchange students can be purchased through ATAD at a very reasonable cost. For International students applying to go to the Rochester area: United States law requires a special type of insurance for exchange students coming to the US. The insurance must be purchased through ATAD, and meets all United States requirements.